Best Instant Loan Apps in India

    Due to the advancement of technology, you can carry your whole world in the pocket. You can book a cab, watch a movie, read a book, order food, make online payments, and perform almost every activity. Another useful feature is acquiring quick credit through instant loan app. The app also lets you track all your expenses and income through the app and manage your loan.

    Gone are the days when you had to visit a bank, apply for the loan, and then wait for the approval. The loan apps in India discussed below are designed to make managing loans easier for people like you.

    1 Bajaj Finserv

    The Bajaj Finserv App is a one-stop destination for all investment or post-loan services offered by India’s most diversified lender, Bajaj Finserv. The intuitive interface of the app and its simplicity make it easier for the users to discover everything about the types of loan Bajaj Finserv offers. Other features of this online loan app include EMI calculator, FD calculator, and get instant loan. You can apply for a loan up to Rs. 25,00,000 and acquire instant approval with limited documentation if you are salaried professional. The best part is the attractive interest rates.

    2 Credy

    Credy is amongst the fastest loan approval apps. It boasts quick loan approval within 48 hours in your bank account. You will have to send an application for the loan, and if you are eligible, you will get approval within a minute. This easy loan app lets you borrow up to one lakh instantly, apply for the instant loan under 5 minutes, and digitally sign the agreement. Moreover, the payback system is also convenient, and you can pay the monthly instalments through the app quickly. There are no hidden charges, and the app offers flexible loan tenure and interest rates.

    3 MoneyTap

    It is the first application-based credit line in India. Its no-usage-no-interest feature makes taking credit more cost-effective. It is because you will be paying interest only on the amount that you have used. The personal loan app offers a credit line to the customers, which works like a credit card or instant loan. MoneyTap is a money lending firm with flexible interest rates and is serving clients in Mumbai, Hyderabad, Chennai, Delhi and more than 30 Indian cities.

    3 CASHe

    This instant loan app serves as a digital lending platform that offers short-term personal loans to salaried individuals for several financial needs. You will have to provide documents like your salary slips, address proof, bank statements and PAN card, and upload them on the app while applying for the loan. Using a quick calculator, you can check the interest rates and loan eligibility. You can get up Rs—2,00,000 loan with tenures between 15 days and six months.

    CASHe uses a unique algorithm to ascertain a customer’s credit profile. They call it SQL or social loan quotient, which uses several exclusive data to know about the customer’s creditworthiness. The entire process is automatic, and if you have the right documents, you can get the amount in your bank account under 10 minutes.

    4 PaySense

    PaySense gives instant cash loans online. The customer can use a laptop or phone to check their eligibility, submit their KYC details, apply for the loan, and receive an approval within 5 hours. You can apply for a loan up to Rs. 5,00,000. Lastly, through its EMI calculator, you can determine how much you are going to pay every month.


    You can use any of the above-mentioned instant loan apps during financial emergencies. However, we recommend you to check the EMI rate before applying for the loan.

    Must Read:- Get Instant Approval on India’s Top Online Loan App

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